It’s easy to picture a more beautiful smile, enhanced with dental implants, veneers, or teeth whitening. What’s less fun is thinking about the financial investment it takes to get there. At the Center for Cosmetic Dentistry, we think the financial conversation is important. We’re committed to making it as straightforward as the care itself. That’s why we work with Cherry, a healthcare and dental financing provider. We also partner with several other trusted options designed to fit a wide range of budgets.
Between our three generations of cosmetic dentists, we have decades of experience renewing smiles with dramatic results. We also understand how to use accessible financing to help patients manage the investment in their smile makeovers.
Cherry Dental Financing: What You Need To Know
What do you need to know about Cherry as an option for dental financing?
Cherry is a third-party buy now, pay later financing platform that helps you manage the investment into your dental makeover. It transforms the upfront cost of care into manageable monthly payments. In many cases, applying for Cherry doesn’t require a hard credit check, so you can explore your options without any impact on your credit score.
When considering your application, Cherry looks at more than just your credit rating. So even if your credit isn’t perfect, you may still be approved. Patients who qualify for Cherry enjoy true 0% interest plans, with no hidden deferral fees.
Plans with Cherry range from 3 to 60 months, so you can spread payments over a longer period if you prefer. In some cases, Cherry can finance up to $10,000, depending on your eligibility.
Cherry is often a great fit if you prefer a simple payment plan with a clear start and finish. The financing option also makes sense if you prefer to see your total cost and monthly payment up front. It’s especially popular for simpler transformations, like a single mini implant and crown. Other times, you might use this plan for a small set of veneers or to correct your smile with clear aligners.
Other Financing Solutions at Our Practice
Cherry is a popular financing option worth knowing about, but our practice doesn’t stop there. We work with several other financing companies to make sure cost isn’t the thing standing between you and a smile you love.
CareCredit is a healthcare credit card and another popular option known for its high acceptance rates. CareCredit offers 0% promotional and deferred-interest plans, giving you flexibility to pay over time without the added burden of interest during the promotional period.
With these “no interest if paid in full” offers, it’s important to pay off the entire balance before the promotional period ends. If you still have a remaining balance after that date, interest can be added back to the original purchase amount. This can come as a surprise and increase your total cost.
Alphaeon is another healthcare credit card with a similar deferred-interest structure. Credit lines can go up to $25,000, depending on your credit, and you can pre-qualify with a soft credit check. That means there’s no risk in finding out where you stand.
How To Apply for Dental Financing
Whether you choose Cherry or another option, the process is usually the same. You can submit an application to your preferred financing company during your free smile consultation. You’ll usually receive a decision right away.
Once you receive approval, you’ll use the financing option to pay our practice upfront. We apply a 5% thank-you discount on procedures costing $1,000 or more when you pay in full at the start of care. Then we begin treating your smile right away. Finally, you’ll enjoy the lasting results of your smile makeover and pay back the financing provider in manageable monthly installments. Affording a smile upgrade really is that simple.
Explore Cherry Dental Financing and Other Solutions at a Free Consult
If you want a more confident, beautiful smile but aren’t sure how to make it work financially, our practice has real solutions at the ready. Our team has helped many patients find a treatment path that fits their budget. We’re happy to do the same for you. We work with Cherry for dental financing, as well as CareCredit and Alphaeon. This means you’ll have multiple options to explore before moving forward with your smile upgrade.
Schedule a free consultation to learn more about how our practice brings your dream smile within reach.
